Who We Are

Who We Are

IHL Home Insurance is a full-service personal lines agency licensed in all states where Century Communities and Century Complete build homes. Our primary mission is to provide competitively priced homeowner’s insurance policies to the customers of these homebuilders with value-added exceptional service and assistance. We know how important the purchase of a new home is to each customer and we will do everything possible to ensure you have the right coverage that fits your needs. We understand the loan process and loan requirements, and do the majority of the heavy lifting. We are quick, precise and easy to work with, ensuring that everything is in place to close your loan.

  • We are familiar with Century Communities and the homes they build.
  • We shop to find the best coverage for your new home at the best price, taking advantage of all possible discounts.
  • Our experienced team of agents takes the time to discuss your coverage, answer your questions and provide a quote that best fits your needs.
  • Once you select us as your agent, we take care of the rest to ensure that your policy is ready for closing.


Importantly, we provide access to specialty carrier markets that are not available to new home buyers through normal independent agent channels. Our relationship with these insurance companies allows us to offer exceptional discounts for our customers, helping to reduce the time and cost of getting into your new home. Some of these discounts include:

  • New home discount
  • Accredited builder discount
  • New loan discount
  • Guarded/Gated community discount
  • Fire and burglar alarm credit
  • Mature citizen discount


We also offer additional insurance products to help you best protect your assets including: Auto, Flood, Earthquake and Personal Umbrella.


Our insurance operation center is located in Newport Beach, California. Our operation is fully automated and streamlined to provide efficient and effective customer service. We have designed our operations to take advantage of current technology and multiple communication options.