A house is more than just a home. For many, it represents years of hard work and countless family memories. We understand how crucial it is to protect something so important and will work with you to make sure we find the perfect policy to protect you and your family.

Our Products

Single Family Homes

Single Family Homes
Insurance coverage on a single-family home includes the physical structure of your home up to a limit shown on your policy. The coverage should equal the replacement cost to rebuild in the event of a total loss. It does not include detached structures such as swimming pools, driveways or fences. Your policy will offer a complete list of covered perils and excluded perils.

Townhomes & Condos

Townhomes & Condos
You are solely responsible only for the interior of the property. An owner's policy will provide coverage for your personal property, personal liability and medical payments to others. It will also cover the part of the building contained within your unit such as alterations, appliances, fixtures and improvements. A complete list will be shown on your policy.


No home is completely safe from potential flooding. Flood insurance can be the difference between recovering and being financially devastated. Without flood insurance, most residents have to pay out of pocket or take out loans to repair and replace damaged items. Homeowners and renters insurance does not typically cover flood damage. And according to floodsmart.gov, more than 20% of flood claims occur from properties that are not in high risk flood zones.

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One Stop Shopping Advantages of Working Together

There are big advantages to working with IHL Home Insurance for your new home’s insurance. As a member of the Century Communities Group of Companies, IHL is familiar with the new home market and the homes offered for sale by Century Communities. We also work directly with their affiliate lender, Inspire Home Loans. Together, we offer exceptional service and always do the right thing for you, the customer, and act as your steward throughout the processes. Insuring new homes allows us to offer a wide range of quality insurance products at very competitive pricing. We nurture our long term relationships with carriers and have the utmost confidence in their ability to deliver. In addition, every home has been pre-rated allowing for quick and seamless implementation of your insurance policy.

  • Century Communities
  • Century Complete
  • Inspire Home Loans
  • IHL Home Insurance Agency
  • Parkway Title