Our Products

Homeowners

Homeowners insurance protects one of your most valuable assets with minimal financial sacrifice on your part in the unfortunate event of a loss. Not only is homeowners insurance important to protect your home, it also satisfies the requirements for your loan. Coverage selections are important as everyone has different needs. We start with a baseline quote for your area and community, then tailor the coverage to meet your specific needs in just a few minutes. Standard coverage on a homeowners policy includes:

  • Dwelling Coverage
  • Other Structures
  • Contents/Personal Property
  • Additional Living Expense
  • Personal Liability
  • Medical Payment Coverage

Townhomes / Condos

Condominium/Townhome buyers may not realize what is covered as part of the master association policy and what is required to be covered by the unit owner. Our experts monitor what is provided by the master association policies in each of the Century Communities and Wade Jurney communities, and design your coverage package around the master policy to make sure you are fully covered. We not only ensure you do not have any gaps in coverage, we also make sure there is no overlapping coverage, keeping your premium cost as low as possible while maintaining full protection.

Flood

Your homeowners insurance policy does not cover damage to your home or personal property caused by flooding. Flood coverage is offered through the National Flood Insurance Program (NFIP), a federally backed program that is administered by FEMA (Federal Emergency Management Agency). If you purchase a home in a mandatory flood zone, you will be required by your lender to carry flood insurance. However, the majority of flood claims occur outside mandatory flood areas. We can provide coverage for your dwelling and contents whether your home is in a high risk or preferred flood zone.

Automobile

Once your loan has closed, we can offer automobile coverage for you as a companion policy. These are fully underwritten policies offered through national carriers.

Specialty Coverage

We also offer coverage to protect your other assets including personal umbrella, boats, recreational vehicles, secondary homes and seasonal homes.